Varo Referral Bonus Offer

💰 Earn $150 Through a Referral Link

For a limited time, earn $150 when you join Varo through a referral link and complete qualifying direct deposits.

⚠️ This offer is only available through a valid referral link and cannot be earned through standard account signup.

• Promotional bonus: $150
• Standard referral amount is usually $100
• Offer ends: June 30, 2026

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📋 How to Earn the Bonus

1. Sign Up Through a Referral Link

• Register your email using the referral link provided by a friend

2. Open a Varo Bank Account

• Complete account opening and verification

3. Receive Qualifying Direct Deposits

• Receive at least $500 or more in qualifying direct deposits
• Must be completed within 45 days of account opening

4. Receive Your Bonus

• Bonus deposited after requirements are completed and verified

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✔️ What Counts as a Qualifying Direct Deposit

Eligible direct deposits include:

• Payroll deposits
• Pension payments
• Government benefits
  • Social Security
  • Unemployment benefits

Deposits must come directly from:

• Employers
• Government agencies

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❌ What Does NOT Qualify

The following do NOT count as qualifying direct deposits:

• Tax refunds
• Government stimulus payments
• Person-to-person transfers
  • Venmo
  • Varo to Anyone
• Deposits using a Varo routing number

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⭐ Varo Account Benefits

Early Direct Deposit

• Get paid up to 2 days early

No Monthly Fees

• No monthly account fees
• No minimum balance requirements

ATM Access

• No fees at 40,000+ Allpoint® ATMs in the U.S.

Send Money Easily

• Use Varo to Anyone transfers

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💳 Varo Believe Credit Builder

• Secured credit card designed to help build credit
• No annual fee
• 0.00% APR
• No minimum upfront deposit requirement once qualified

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💵 Varo Advance

Eligible customers may:

• Borrow up to $250
• No credit check
• 0.00% APR

Qualification depends on:

• Account activity
• Direct deposit history
• Repayment history
• Other factors

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📈 Savings Account APY

Standard Savings Rate

• Earn 2.50% APY

Bonus Savings Rate

Earn 5.00% APY on balances up to $5,000 by:

1. Receiving direct deposits totaling $1,000 or more
2. Ending the month with positive balances in both:
   • Varo Bank Account
   • Varo Savings Account

Balances above $5,000 earn 2.50% APY.

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📌 Important Notes

• Referral signup is required to qualify
• Terms and bonus amounts may change at any time
• Bonus requirements must be completed within the promotional timeline
• Standard banking and qualification requirements apply