Current Bank Offers

# Varo Referral Bonus Offer ## 💰 Earn $150 Through a Referral Link For a limited time, earn **$150** when you join Varo through a referral link and complete qualifying direct deposits. > ⚠️ This offer is only available through a valid referral link and cannot be earned through standard account signup. - Promotional bonus: **$150** - Standard referral amount is usually $100 - Offer ends: **June 30, 2026** --- # 📋 How to Earn the Bonus ## 1. Sign Up Through a Referral Link - Register your email using the referral link provided by a friend ## 2. Open a Varo Bank Account - Complete account opening and verification ## 3. Receive Qualifying Direct Deposits - Receive at least **$500 or more** in qualifying direct deposits - Must be completed within **45 days** of account opening ## 4. Receive Your Bonus - Bonus deposited after requirements are completed and verified --- # ✔️ What Counts as a Qualifying Direct Deposit Eligible direct deposits include: - Payroll deposits - Pension payments - Government benefits - Social Security - Unemployment benefits Deposits must come directly from: - Employers - Government agencies --- # ❌ What Does NOT Qualify The following do NOT count as qualifying direct deposits: - Tax refunds - Government stimulus payments - Person-to-person transfers - Venmo - Varo to Anyone - Deposits using a Varo routing number --- # ⭐ Varo Account Benefits ## Early Direct Deposit - Get paid up to **2 days early** ## No Monthly Fees - No monthly account fees - No minimum balance requirements ## ATM Access - No fees at 40,000+ Allpoint® ATMs in the U.S. ## Send Money Easily - Use Varo to Anyone transfers --- # 💳 Varo Believe Credit Builder - Secured credit card designed to help build credit - No annual fee - 0.00% APR - No minimum upfront deposit requirement once qualified --- # 💵 Varo Advance Eligible customers may: - Borrow up to **$250** - No credit check - 0.00% APR Qualification depends on: - Account activity - Direct deposit history - Repayment history - Other factors --- # 📈 Savings Account APY ## Standard Savings Rate - Earn **2.50% APY** ## Bonus Savings Rate Earn **5.00% APY** on balances up to $5,000 by: 1. Receiving direct deposits totaling $1,000 or more 2. Ending the month with positive balances in both: - Varo Bank Account - Varo Savings Account Balances above $5,000 earn 2.50% APY. --- # 📌 Important Notes - Referral signup is required to qualify - Terms and bonus amounts may change at any time - Bonus requirements must be completed within the promotional timeline - Standard banking and qualification requirements apply

## U.S. Bank Smartly® Checking Bonus Offer ### 💰 Earn Up to $450 Open a new U.S. Bank Smartly® Checking account and complete qualifying activities to earn up to a **$450 bonus**. --- ## 📅 Offer Deadline - Apply by: **June 18, 2026** - Make an opening deposit of at least **$25 within 60 days** --- ## 📋 How to Earn Your Bonus ### 1. Open a New Account - Open a new U.S. Bank Smartly® Checking account - Apply through the promotional offer page ### 2. Enroll in Online or Mobile Banking - Enroll within **90 days** of account opening ### 3. Complete Direct Deposits Within 90 days, receive at least **two direct deposits** totaling: - **$2,000 – $4,999.99** → Earn **$250** - **$5,000 – $7,999.99** → Earn **$350** - **$8,000+** → Earn **$450** ### 4. Receive Your Bonus - Bonus deposited within **30 days** after meeting all requirements --- ## ✔️ Eligibility Requirements Offer available only to customers who: - Do NOT currently have a U.S. Bank consumer checking account - Have NOT had one within the last 12 months - Have NOT received another U.S. Bank checking bonus within the last 12 months --- ## 💵 Qualifying Direct Deposits Qualifying direct deposits include: - Paychecks - Government benefits - ACH electronic deposits ### Does NOT Qualify - Person-to-person payments - Other electronic transfers - Non-ACH deposits --- ## ⭐ Account Benefits ### Digital Banking Tools - Track spending - Pay bills - Transfer money - Monitor finances ### Smart Rewards® - Debit card cash-back deals - Discounts and rewards ### Fee Waivers - No monthly maintenance fee for the first 2 statement periods ### Mobile Banking - U.S. Bank Mobile App and online banking access ### Overdraft Protection - No overdraft fees for overdrafts of $50 or less ### Family Banking - Complimentary Greenlight account for kids --- ## 💳 Monthly Maintenance Fee - Standard monthly fee: **$12** ### Ways to Waive the Fee Meet one of the following: - Maintain: - $1,500 average account balance - OR $1,500+ in monthly direct deposits - Be: - Age 13–24 - Age 65+ - Military member - Own eligible U.S. Bank accounts/cards - Qualify for Smart Rewards® tiers --- ## 📈 Interest Rates ### Smartly® Checking APY - 0.001% APY: - Balances from $0–$24,999.99 - 0.005% APY: - Balances of $25,000+ - Rates variable as of April 30, 2026 --- ## 📌 Additional Terms - Account must remain open and have a positive balance to receive the bonus - Bonus reported on IRS Form 1099-INT - One bonus per eligible account - Offer cannot be combined with other checking bonuses - Offer availability may vary by location --- ## ⚠️ Important Notes - Offer may change or end at any time - Other restrictions and account terms apply - Fees may reduce earnings on the account

# PNC New Checking Customer Offer ## 💰 Earn Up to $400 Open a new eligible PNC checking account online and set up qualifying direct deposits to earn a cash bonus. --- # Choose Your Account ## 🏆 Virtual Wallet® with Performance Select ### Earn $400 Bonus Earn a **$400 reward** when you: - Open a new **Virtual Wallet with Performance Select** - Establish qualifying direct deposits totaling **$5,000** ### Features - All Virtual Wallet features - Highest interest rates on Growth savings - ATM fee reimbursements for non-PNC ATMs - Advanced money management tools ### Monthly Service Charge - $25 monthly fee - Can be waived if requirements are met --- ## 💳 Virtual Wallet® ### Earn $100 Bonus Earn a **$100 reward** when you: - Open a new **Virtual Wallet** - Establish qualifying direct deposits totaling **$500** ### Features - Optional Reserve and Growth accounts - Budgeting and spending tools - Low Cash Mode® to help avoid overdraft fees ### Monthly Service Charge - $7 monthly fee - Can be waived if requirements are met --- # 📅 Offer Period - Valid from: **5/29/2026** - Ends: **8/31/2026** PNC may extend, modify, or discontinue the offer at any time. --- # 📋 Bonus Requirements To receive the reward: ## 1. Open an Eligible Account Open a new eligible checking account: - Online using the application link - OR at a physical PNC branch ## 2. Set Up Direct Deposit Within the first **60 days**, receive qualifying direct deposits totaling: | Account Type | Required Direct Deposits | Bonus | |---|---:|---:| | Virtual Wallet with Performance Select | $5,000 | $400 | | Virtual Wallet | $500 | $100 | --- # ✔️ What Counts as a Qualifying Direct Deposit Includes recurring electronic deposits such as: - Paychecks - Pension payments - Social Security - Other regular income from employers or outside agencies ### Does NOT Qualify - Credit card cash advances - Wire transfers - Person-to-person transfers - Transfers between accounts - Branch deposits - ATM deposits - Mobile deposits - Mail deposits --- # 💵 Bonus Payment Details - Reward paid within **60–90 days** after requirements are completed - Appears as: - `"CREDITS CHECK REWARD"` - Account must remain open to receive the reward - Bonus may be reported to the IRS as taxable income --- # 🚫 Eligibility Restrictions You are **NOT eligible** if: - You currently have a PNC consumer checking account - You closed a PNC consumer checking account within the last 12 months - You received a PNC checking promotional bonus within the last 24 months ### Additional Notes - Only one account per signer is eligible - Trust, Estate, and specialty titled accounts are excluded - Changing account types after opening may affect eligibility and reward amount --- # ⭐ Additional Benefits ## ATM Access - Fee-free access at PNC and Partner ATMs ### Performance Select ATM Benefits - No fees at domestic or international non-PNC ATMs - Up to $10 reimbursement per statement cycle for ATM surcharge fees ## Low Cash Mode® - Available on the Spend account within Virtual Wallet products - Helps avoid overdraft fees --- # 📌 Important Notes - Offers may vary by market - Cannot be combined with certain other PNC checking offers - Standard account terms and conditions apply --- ### Timeline / Data Points - **12/11/2025** – Open Virtual Wallet with Performance Select - **12/24/2025** – Fidelity CMA push $2,501 - **01/05/2026** – Fidelity CMA push $2,501 - **02/13/2026** – $400 bonus posted

## Wells Fargo Everyday Checking Bonus Offer ### 💰 Earn a $400 Bonus Open a new Wells Fargo Everyday Checking account and receive a **$400 bonus** when you complete qualifying direct deposits. --- ## 📅 Offer Expiration - Offer ends: **July 7, 2026** --- ## 📋 How to Earn the $400 Bonus ### 1. Open an Eligible Account - Open a new Wells Fargo Everyday Checking account - Bonus code is automatically applied when applying online ### 2. Complete Direct Deposits - Receive at least **$1,000 in qualifying electronic deposits** - Must be completed within **90 days** of account opening ### 3. Receive Your Bonus - Bonus deposited within **30 days** after meeting requirements --- ## ✔️ Eligibility Requirements Offer is available only to: - New Wells Fargo consumer checking customers - Primary account owners only ### Not Eligible If: - Received a Wells Fargo checking bonus within the last 12 months - Wells Fargo employee - Non-resident alien or foreign entity signing IRS Form W-8 - Private Bank customers --- ## 💵 Qualifying Electronic Deposits Eligible deposits include: - Salary - Government benefit payments - Other recurring income Deposits must be received through: - ACH direct deposit - RTP® network - FedNow℠ Service - Eligible debit card payment networks (Visa® or Mastercard® Original Credit Transactions) ### Does NOT Qualify - Transfers between accounts - Mobile deposits - Zelle® transfers - ATM deposits - Branch deposits --- ## 🏦 Everyday Checking Monthly Service Fee - Monthly fee: **$15** - Minimum opening deposit: - Online: varies - In branch: **$25** ### Ways to Avoid the Monthly Fee Meet one of the following each fee period: - Maintain a **$1,500 minimum daily balance** - Maintain **$5,000 in combined qualifying balances** - Receive **$500 or more in qualifying electronic deposits** - Primary account owner is **17–24 years old** - Receive qualifying military direct deposits --- ## ⭐ Additional Benefits ### FDIC Insurance - FDIC-insured up to the maximum applicable limit ### ATM & Branch Access - More than: - 11,000 ATMs - 4,000 retail branches ### Fraud Protection - 24/7 fraud monitoring - Zero Liability protection ### Mobile Banking - Wells Fargo Mobile® app available --- ## 📌 Additional Terms - Offer may change or end at any time without notice - Cannot be combined with other consumer deposit promotions - One bonus per customer/account - Bonus may be reported as taxable income - Account must remain open when bonus is paid --- ## ⚠️ Important Notes - Actions required for the bonus are separate from actions used to avoid monthly fees - Wells Fargo may close zero-balance accounts without notice - Taxes on bonus are customer responsibility