Wells Fargo $400

Wells Fargo Everyday Checking Bonus Offer

💰 Earn a $400 Bonus

Open a new Wells Fargo Everyday Checking account and receive a $400 bonus when you complete qualifying direct deposits.

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📅 Offer Expiration

• Offer ends: July 7, 2026

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📋 How to Earn the $400 Bonus

1. Open an Eligible Account

• Open a new Wells Fargo Everyday Checking account
• Bonus code is automatically applied when applying online

2. Complete Direct Deposits

• Receive at least $1,000 in qualifying electronic deposits
• Must be completed within 90 days of account opening

3. Receive Your Bonus

• Bonus deposited within 30 days after meeting requirements

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✔️ Eligibility Requirements

Offer is available only to:

• New Wells Fargo consumer checking customers
• Primary account owners only

Not Eligible If:

• Received a Wells Fargo checking bonus within the last 12 months
• Wells Fargo employee
• Non-resident alien or foreign entity signing IRS Form W-8
• Private Bank customers

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💵 Qualifying Electronic Deposits

Eligible deposits include:

• Salary
• Government benefit payments
• Other recurring income

Deposits must be received through:

• ACH direct deposit
• RTP® network
• FedNow℠ Service
• Eligible debit card payment networks (Visa® or Mastercard® Original Credit Transactions)

Does NOT Qualify

• Transfers between accounts
• Mobile deposits
• Zelle® transfers
• ATM deposits
• Branch deposits

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🏦 Everyday Checking Monthly Service Fee

• Monthly fee: $15
• Minimum opening deposit:
  • Online: varies
  • In branch: $25

Ways to Avoid the Monthly Fee

Meet one of the following each fee period:

• Maintain a $1,500 minimum daily balance
• Maintain $5,000 in combined qualifying balances
• Receive $500 or more in qualifying electronic deposits
• Primary account owner is 17–24 years old
• Receive qualifying military direct deposits

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⭐ Additional Benefits

FDIC Insurance

• FDIC-insured up to the maximum applicable limit

ATM & Branch Access

• More than:
  • 11,000 ATMs
  • 4,000 retail branches

Fraud Protection

• 24/7 fraud monitoring
• Zero Liability protection

Mobile Banking

• Wells Fargo Mobile® app available

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📌 Additional Terms

• Offer may change or end at any time without notice
• Cannot be combined with other consumer deposit promotions
• One bonus per customer/account
• Bonus may be reported as taxable income
• Account must remain open when bonus is paid

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⚠️ Important Notes

• Actions required for the bonus are separate from actions used to avoid monthly fees
• Wells Fargo may close zero-balance accounts without notice
• Taxes on bonus are customer responsibility